Today's Mortgage Rates
Rates current as of 12/5/2024
Rates current as of 12/5/2024
Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you.
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You can also use our Loan Inquiry form to see how much you can qualify for.
No matter your needs, we are here to help!
Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
Minimum 620 FICO
50% Maximum DTI
30 Year Fixed
Business Purpose loans up to 80% LTV aka DSCR program
Credit as low as 640
Min Loan Amount $100k
30 Yr Fixed / 5 YR Arm
Transactions: Purchase, Refinance Rate & Term, or Refinance Cash-Out
Credit as low as 620
Min Loan Amount $100k
Down Payment 20% - 30%
Jumbo mortgage used if your loan amount is greater than $417,000.
Credit: 700+ FICO
Max Debt-To-Income (DTI) Ratio of 43%
Minimum Loan Amount is 1$
Andrew was very precessional and always available to lend me a hand when needed. It was truly a pleasure to have him help me buy my first home .
Andrew is amazing. I am not exactly where I want to be in the home-buying process but I am much more confident with the help of Andrew. He speaks life into circumstances that I often felt concerned about. He is honest and knowledgeable. I see myself in the next year or so with my new home.
It was phenomenal working with Andrew Ojeagbase in closing two properties for Newcastle Ventures LLC. Its a debut venture for Newcastle and it had its own challenges being a new comer. Andrew Ojeagbase stepped up, spearheaded the conversation's and got us with 20% down, that was THE main criteria for us to roll the money. He was open enough to understand the closing cost challenges and he negotiated it for us and brought it down to the level we were requesting for. His team has been excellent, special thanks to spend all the midnight oils to get the closing done in 2 weeks time. That was a challenge, but Andrew was up for it. Great work Andrew Ojeagbase and good luck.
Andrew was upfront with every fee of the loan and better rates than the other lenders I tried to use .he answered all my calls when I needed to ask him a question even on Sunday .when my loan closed all the fees were what he said . I will be using him again for sure .
I’ve had the best experience. I felt as though Andrew was more like a friend than anything thing else. I would definitely use this company again. Thank you
Andrew and his team were fantastic. I struggled with a credit score on the lower end , and they were able to make the deal work with top notch customer service and communication . I will definitely recommend using Andrew for any lending needs.
Andrew said yes when my credit unions said no, because they were less familiar with self employed real estate professionals. His team is very efficient.
I will recommend Andrew to all my associates and friends because he delivered. My loan was done in a timely manner. His processor was always available to answer your questions and on top of everything. Give Andrew and Nikki a try and you will not be disappointed.
The speed that Andrew and his team took to respond to my needs throughout this process was phenomenal. To put things in context Andrew is based on the west coast and I am based here on the east coast. That time difference never hindered Andrew and his team from delivering things on time throughout this whole process.They are very dedicated to their clients as well. They were so dedicated that they made sure I closed 9 days earlier than the planned closing date. I know I will pick Andrew and his team when the time comes for me to purchase another home.
I'm incredibly grateful to Andrew and his team for their exceptional service throughout my loan process. Achieving the "clear to close" milestone felt like a dream, especially after the journey I've had. Andrew's professionalism, attention to detail, and unwavering support made this possible. From the start, Andrew demonstrated unparalleled dedication and expertise. He navigated complexities effortlessly, ensuring a smooth and transparent experience. His communication was impeccable, always keeping me informed and addressing any concerns promptly. Reaching "clear to close" is a testament to Andrew's commitment to clients. I wholeheartedly recommend Andrew to anyone seeking a reliable, supportive, and efficient lending partner. Thank you, Andrew, for making the seemingly impossible possible!
He was the reason I am able to own a house. I hand held me through the process making sure that every issue that came up was resolved. I wasn't prepared for the whole process but thanks to Andrew it was a success
Andrew and his Team did a fantastic job! When two other lenders including the builder's lender could not do the loan, Andrew assured it could be done. He not only completed his promise but approved the loan on time!
He is someone to work, they work with me to the finishing line they help me to see my through, I will always refer them to my friends and family am very happy with them.
Thank you, Mr. Andrew, for offering me various loan options and making it possible to go the unconventional way with a reasonable rate. Process was very fast, cleared to close in less than 3 weeks. This is by far the most stress free process I have experienced in all my years of buying and selling. Mr. Andrew was also available to answer every question of mine at every step. I will definitely call him again for my next buy or refinance.
Andrew is amazing. I am not exactly where I want to be in the home-buying process but I am much more confident with the help of Andrew. He speaks life into circumstances that I often felt concerned about. He is honest and knowledgeable. I see myself in the next year or so with my new home.