Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.
Minimum 620 FICO
50% Maximum DTI
30 Year Fixed
Traditional HELOC
Home Equity Access
No Doc Home Equity
ITIN Foreign National Loan
Business Purpose loans up to 80% LTV aka DSCR program
Credit As low as 640
Min Loan Amount $100k
Down Payment 20% - 30%
FHA with a 3.5% down payment
Credit: Minimum 640 FICO
100% LTV With DPA | 97% LTV Without DPA
Purchase Only
Designed for homeowners 62 years of age or older
NO FICO NEEDED!
LTV based on age and equity
Occupancy: Owner Occupancy required
Credit as low as 620
Down Payment: 20% - 30%
Investment Only
Max Loan To Cost: Up to 90% of the Purchise Price
Minimum fico score of 500 with a 10% down
Credit: MINIMUM 500 FICO
MAXIMUM 43% DTI RATIO
OWNER OCCUPANCY IS REQUIRED = PRIMARY RESIDENCE
Jumbo mortgage used if your loan amount is greater than $417,000.
Credit: 700+ FICO
Max Debt-To-Income (DTI) Ratio of 43%
Minimum Loan Amount is 1$
Private money Loans refer to the money being lent by a private party or institution.
Up To 80% LTV
PROPERTY TYPES: SFR/1-4/5+/CONDOS
LOAN AMOUNTS: $100K - $5MM
FHA STREAMLINE LOANS - Fast and Easy
MINIMUM 620 FICO
UP TO 95% LTV
REFINANCE OR CASH-OUT
Best solution for business owners looking to buy or refinance a home.
Credit As low as 640
Min Loan Amount $100k
Down Payment 20% - 30%
Credit: Minimum 680 FICO
UP TO 75% LTV
MIN LOAN : $100,000 | MAX LOAN: $5 MILLION
PURCHASE/REFI/CASHOUT
Zero Down Payment Required
FICO 660 +
Cash Out up to 100% LTV
Loan Amounts up to $2MM
UP TO 75% LTV
NO U.S. CREDIT SCORE REQUIRED
Loan Amount: $100K – $5MM
PURCHASE | REFI | C/O* | REHAB
NO MI Loans – Up to 95% Loan-To-Value Ratio
Credit: 620 FICO or higher
Maximum DTI of 50%
Single Family Residence, Condo, PUD, Multi Units (Max 4 Units)
VA IRRRL - Fast and Easy – No Tax Retuns
FICO of 620 or higher
LTV ranges from 95% – Unlimited (including rehab in applicable)
Terms: 10,15, 20, 25, and 30 year fixed
No DTI Loan Program up to $3 million
Credit: As low as 640
Down Payment: 20% - 30%
LOAN AMOUNTS: up to $3 Million
Commercial Loans up to $10 Million WE FUND LOANS QUICK & EASY
$1MM – $10MM
6 MO – 40 YR TERMS 10 – 30 DAY CLOSE
MULTIPLE INVESTORS
USDA Loans - Zero Down Payment Required
FICO 640+
Employment is not required, but a steady income is
30 year fixed ONLY
AS LOW AS 500 FICO
MAX 60% DTI with USDA
AS LOW AS 3.5%
PURCHASE | REFINANCE (CASH OUT/ RATE&TERM/ STREAMLINE)