Believe Lending

Private Money Loans

Up To 80% LTV

Private money Loans refer to the money being lent by a private party or institution that specializes in the financing of non-owner occupied residential investment properties. Borrowers who cannot get conventional financing due to a recent foreclosure or short sale can still obtain a hard money loan if they have sufficient equity in the property that is being used as collateral.

WHO QUALIFIES??

  • Must be 18 years or older

  • U.S. Citizens

  • Green Card Holders (non U.S. Citizen)

  • H-1B Visa & EAD Card Holders (non U.S. Citizen)



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LOAN DETAILS:

When the banks say “No”, the hard money lenders can still say “Yes”.



LENDING CRITERIA

1 YEAR

2 YEAR

4 YEAR

LTV MAX

75% - 90%

75% - 90%

75% - 90%

FICO REQUIREMENT

NONE

NONE

NONE

PROPERTY TYPES

SFR/1-4/5+/CONDOS

SFR/1-4/5+/CONDOS

SFR/1-4/5+/CONDOS

CURRENT FEES

$1,490

$1,490

$1,490

PRE-PAYMENT PENALTY

4 MONTHS

12 MONTHS

24 MONTHS

TERM EXTENSION FEE

1 POINT / 6 MONTHS

1 POINT / 6 MONTHS

NONE

LOAN AMOUNTS

$100K - $5MM

$100K - $5MM

$100K - $5MM

CLOSING TIME FRAME

5-10 DAYS

5-10 DAYS

5-10 DAYS

COLLATERAL

CROSS COLLATERALIZATION & BLANKET OPTION

CROSS COLLATERALIZATION & BLANKET OPTION

CROSS COLLATERALIZATION & BLANKET OPTION


If you have any questions, Call or Text Andrew Ojeisekhoba At 949-232-9569



Apply Online Today!