Believe Lending

up to $10 Million WE FUND LOANS QUICK & EASY

Commercial Loan

A Commercial real estate loan is a mortgage loan secured by a lien on the commercial real estate you’re purchasing—rather than on residential property. Commercial Loans are typically used to fund major capital expenditures and or cover operational costs that a company or individual may otherwise be unable to afford.



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WHO QUALIFIES??

  • Must be 18 years or older

  • U.S. Citizens

  • Green Card Holders (non U.S. Citizen)

  • H-1B Visa & EAD Card Holders (non U.S. Citizen)



LOAN DETAILS:

  • ALL 50 STATES

  • $1MM – $10MM

  • 6 MO – 40 YR TERMS 10 – 30 DAY CLOSE

  • MULTIPLE INVESTORS


PROPERTY TYPES:

  • OFFICE . RETAIL . HOTEL

  • CONDO . MULTIFAMILY . LAND . SENIOR HOUSING

  • INDUSTRIAL CONSTRUCTION . NEW CONSTRUCTION

  • WAREHOUSES . STORAGE

  • RESTAURANTS . BARS

  • AGRICULTURE Land


LOAN TYPES

  • PURCHASE

  • REFINANCE

  • FIX & FLIP

  • PERMANENT

  • BRIDGE

  • COMMERCIAL CONSTRUCTION

  • CONDUIT, SBA



DOC TYPES:

  • FULL DOC = TAX RETURNS, VOE, LOAN PURPOSE, PLAN

  • NO DOC = NO TAX RETURNS REQUIRED; BANK STATEMENTS / STATED INCOME


MAX LTV:

  • FIX&FLIP = UP TO 90% LTV PERMANENT = UP TO 90% LTV BRIDGE = UP TO 90% LTV

  • CONSTRUCTION = UP TO 75% LTV MESSANINE = UP TO 75% LTV


SECURITY:

  • 1st LIEN DEED OF TRUST

  • 2ND LIEN OR DEED OF TRUST

  • MEZZANINE

  • PERSONAL GUARANTEE

  • VARIES WITH EACH DEAL

If you have any questions, Call or Text Andrew Ojeisekhoba At 949-232-9569



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