Believe Lending

Today's Mortgage Rates

Rates current as of 11/1/2024

Don't wait! Find out about your options today!

Whether you're buying your new home or want to refinance existing mortgage, we have a home lending solution just for you.
Let us walk you through the whole process. It's easy!

Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Loan Inquiry form to see how much you can qualify for. No matter your needs, we are here to help!



Why Choose Us?

  • Integrity, Honor, Trust!

  • Competitive Wholesale Rates ... Powerful!

  • 120+ Years Of Combined Mortgage Experience

  • Our Superior Customer Service

  • Our Speed and Efficiency

  • We Answer Our Phones and Return Calls :)

mortgage types

Conventional Loans

Used for its flexibility of Debt Ratios, Mortgage Insurance, and Down Payment.

  • Minimum 620 FICO

  • 50% Maximum DTI

  • 30 Year Fixed

Investor Loan

Business Purpose loans up to 80% LTV aka DSCR program

  • Credit as low as 640

  • Min Loan Amount $100k

  • 30 Yr Fixed / 5 YR Arm

Fix and Flip Loan

Transactions: Purchase, Refinance Rate & Term, or Refinance Cash-Out

  • Credit as low as 620

  • Min Loan Amount $100k

  • Down Payment 20% - 30%

Jumbo Loans

Jumbo mortgage used if your loan amount is greater than $417,000.

  • Credit: 700+ FICO

  • Max Debt-To-Income (DTI) Ratio of 43%

  • Minimum Loan Amount is 1$

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